Now accepting early users

Your money,

Connect your bank, track every dollar, and know your exact financial health score — fully automated, always live.

See how it works →

No credit card. No spam. Cancel anytime.

Financial health

Savings rate82

Credit health91

Emergency fund67

Debt-to-income78

Auto-synced from Plaid

Real-time bank sync✦ Auto-categorized transactions✦ Health score in seconds✦ Budget vs. actual — live✦ Merchant learning engine✦ Income auto-detection✦ Spending recommendations✦ Subscription detection✦ Real-time bank sync✦ Auto-categorized transactions✦ Health score in seconds✦ Budget vs. actual — live✦ Merchant learning engine✦ Income auto-detection✦ Spending recommendations✦ Subscription detection✦

PLAID CONNECTED· NO MANUAL INPUT· ZERO ADS· PRIVATE BY DESIGN· ALWAYS ACCURATE· INSTANT INSIGHTS· PLAID CONNECTED· NO MANUAL INPUT· ZERO ADS· PRIVATE BY DESIGN· ALWAYS ACCURATE· INSTANT INSIGHTS·

What you get

Everything you need.
Nothing you don't.

🏦

Live bank sync

Connect once and every transaction flows in automatically — categorized, cleaned, and ready to review.

✓ Auto-synced from Plaid

📊

Budget vs. actual

Set monthly targets. Actual spend is always computed from real transactions — never entered by hand.

✓ Auto-synced from Plaid

🧠

Merchant learning

Correct a category once and Clarulo remembers every transaction from that merchant — retroactively.

✓ Smart rules engine

💳

Credit monitoring

Pull your credit report on demand. Track utilization, payment history, and score trends over time.

✓ Array integration

💡

Smart recommendations

Get personalized, data-driven suggestions based on your actual spending patterns — not generic advice.

✓ Personalized insights

🎯

Financial health score

A single number that rolls up savings rate, credit health, debt load, emergency fund coverage, and more.

✓ Real-time

Your money,

Get early access