Now accepting early users

Your money,

Connect your bank, track every dollar, and know your exact financial health score — fully automated, always live.

See how it works →
No credit card. No spam. Cancel anytime.
Financial health
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Savings rate82
Credit health91
Emergency fund67
Debt-to-income78
Auto-synced from Plaid
Real-time bank sync✦ Auto-categorized transactions✦ Health score in seconds✦ Budget vs. actual — live✦ Merchant learning engine✦ Income auto-detection✦ Spending recommendations✦ Subscription detection✦ Real-time bank sync✦ Auto-categorized transactions✦ Health score in seconds✦ Budget vs. actual — live✦ Merchant learning engine✦ Income auto-detection✦ Spending recommendations✦ Subscription detection✦
PLAID CONNECTED· NO MANUAL INPUT· ZERO ADS· PRIVATE BY DESIGN· ALWAYS ACCURATE· INSTANT INSIGHTS· PLAID CONNECTED· NO MANUAL INPUT· ZERO ADS· PRIVATE BY DESIGN· ALWAYS ACCURATE· INSTANT INSIGHTS·
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Budget · Income · Credit · Insights
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Auto-classified spending categories
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No manual entry ever
What you get
Everything you need.
Nothing you don't.
🏦
Live bank sync
Connect once and every transaction flows in automatically — categorized, cleaned, and ready to review.
✓ Auto-synced from Plaid
📊
Budget vs. actual
Set monthly targets. Actual spend is always computed from real transactions — never entered by hand.
✓ Auto-synced from Plaid
🧠
Merchant learning
Correct a category once and Clarulo remembers every transaction from that merchant — retroactively.
✓ Smart rules engine
💳
Credit monitoring
Pull your credit report on demand. Track utilization, payment history, and score trends over time.
✓ On-demand reports
💡
Smart recommendations
Get personalized, data-driven suggestions based on your actual spending patterns — not generic advice.
✓ Personalized insights
🎯
Financial health score
A single number that rolls up savings rate, credit health, debt load, emergency fund coverage, and more.
✓ Real-time

Get early access

We're onboarding by invite only. Tell us a little about yourself and we'll let you know when your spot is ready.

🎉
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